Terms of Use

1. Acceptance of these terms

By accessing mrfirstadvice.com or subscribing to our newsletters, you agree to these Terms of Use and our Privacy Policy. If you do not agree, please do not use the site.

2. Not professional advice

Everything we publish is for general educational and informational purposes only. It is not financial, investment, tax, legal, medical, or other professional advice, and it does not create a client, advisor, or doctor–patient relationship.

Your situation is unique. Before making decisions about your money, health, home, or legal matters, consult a qualified professional licensed in your state. You are solely responsible for decisions you make based on our content.

3. Accuracy of information

We work to keep articles accurate and current, but rates, prices, laws, product features, and medical guidance change. We do not guarantee that any content is complete, current, or error-free. Offers mentioned on the site may have changed since publication; always confirm terms with the provider.

4. Permitted use

You may read, share links to, and print articles for your personal, non-commercial use. You may not:

• Copy, republish, or redistribute our articles in full without written permission.
• Scrape, crawl, or use automated tools to collect content, including for training machine learning models, without our written consent.
• Use the site in any way that violates applicable law or interferes with its operation.
• Misrepresent your affiliation with Mr. First Advice.

5. Intellectual property

The Mr. First Advice name, logo, articles, graphics, and site design are owned by Mr. First Advice Media or its licensors and are protected by copyright and trademark law. Short quotations with attribution and a link back to the original article are welcome.

6. User submissions

If you send us comments, story pitches, tips, or other material, you grant us a non-exclusive, royalty-free license to use, edit, and publish it in connection with the site. Contributor articles accepted for publication are governed by a separate contributor agreement.

7. Third-party links and affiliates

Our articles link to other websites, and some links are affiliate links that may earn us a commission. We do not control third-party sites and are not responsible for their content, products, privacy practices, or services. Your dealings with any third party are solely between you and that party.

8. Disclaimer of warranties

The site and all content are provided “as is” and “as available” without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

9. Limitation of liability

To the fullest extent permitted by law, Mr. First Advice Media and its staff, contributors, and partners will not be liable for any indirect, incidental, consequential, or punitive damages, or any loss of money, data, or health, arising from your use of the site or reliance on its content.

10. Indemnification

You agree to indemnify and hold harmless Mr. First Advice Media from any claims, losses, or expenses arising from your violation of these terms or your misuse of the site.

11. Governing law

These terms are governed by the laws of the State of Delaware, without regard to conflict-of-law rules. Any dispute will be resolved in the state or federal courts located in Delaware.

12. Changes to these terms

We may revise these terms at any time by updating this page. Continued use of the site after changes are posted means you accept the revised terms.